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    For people looking at consolidation, it is important to look carefully at the interest rate you will be getting, because if the interest rate is higher than the current rate you are paying, making use of the consolidation loan doesn't add up at all.

    Our best advice is to speak to a financial company that will be able to assist you, to make sure what is the best debt option for you.

    Well, rising inflation rates coupled with extremely poor spending and saving habits have given rise to a serious ...

    The following piece will serve as a basic guide to consumers as to how debt consolidation loans in South Africa work.

    Don’t let your debt accumulate and control your finances, a debt consolidation loan is the right path to take if you want to avoid missed payments, late payments, default or even bankruptcy. Obtain free loan quotes and see what our lenders can do for you. It doesn’t really matter if your credit is not that good.

    Our lenders have managed to customize loans even for people with a past bankruptcy.

    With consolidation, the administrators will negotiate with your creditors on your outstanding debt and then arrange for repayment terms and conditions.Bad credit is therefore not a problem and no-credit isn’t an obstacle either.Just apply with us and get your desired consolidation loan!There is no fee payable if you do not take up the loan.Requirements for applying for a secured loan: Fees: The fee is currently set at 1% plus vat calculated on the total registered bond amount and there is a minimum fee of R5, 000 VAT on all successful transactions.

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