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    Added)); USE [master] GO CREATE DATABASE [My School] GO USE [My School] GO SET ANSI_NULLS ON GO SET QUOTED_IDENTIFIER ON GO CREATE TABLE [dbo].[Course]([Course ID] [nvarchar](10) NOT NULL, [Year] [smallint] NOT NULL, [Title] [nvarchar](100) NOT NULL, [Credits] [int] NOT NULL, [Department ID] [int] NOT NULL, CONSTRAINT [PK_Course] PRIMARY KEY CLUSTERED ( [Course ID] ASC, [Year] ASC )WITH (PAD_INDEX = OFF, STATISTICS_NORECOMPUTE = OFF, IGNORE_DUP_KEY = OFF, ALLOW_ROW_LOCKS = ON, ALLOW_PAGE_LOCKS = ON) ON [PRIMARY]) ON [PRIMARY] GO SET ANSI_NULLS ON GO SET QUOTED_IDENTIFIER ON GO CREATE TABLE [dbo].[Department]([Department ID] [int] IDENTITY(1,1) NOT NULL, [Name] [nvarchar](50) NOT NULL, [Budget] [money] NOT NULL, [Start Date] [datetime] NOT NULL, [Administrator] [int] NULL, CONSTRAINT [PK_Department] PRIMARY KEY CLUSTERED ( [Department ID] ASC )WITH (PAD_INDEX = OFF, STATISTICS_NORECOMPUTE = OFF, IGNORE_DUP_KEY = OFF, ALLOW_ROW_LOCKS = ON, ALLOW_PAGE_LOCKS = ON) ON [PRIMARY]) ON [PRIMARY] GO INSERT [dbo].[Course] ([Course ID], [Year], [Title], [Credits], [Department ID]) VALUES (N' C1045', 2012, N' Calculus', 4, 7) INSERT [dbo].[Course] ([Course ID], [Year], [Title], [Credits], [Department ID]) VALUES (N' C1061', 2012, N' Physics', 4, 1) INSERT [dbo].[Course] ([Course ID], [Year], [Title], [Credits], [Department ID]) VALUES (N' C2021', 2012, N' Composition', 3, 2) INSERT [dbo].[Course] ([Course ID], [Year], [Title], [Credits], [Department ID]) VALUES (N' C2042', 2012, N' Literature', 4, 2) SET IDENTITY_INSERT [dbo].[Department] ON INSERT [dbo].[Department] ([Department ID], [Name], [Budget], [Start Date], [Administrator]) VALUES (1, N' Engineering', 350000.0000, CAST(0x0000999C00000000 AS Date Time), 2) INSERT [dbo].[Department] ([Department ID], [Name], [Budget], [Start Date], [Administrator]) VALUES (2, N' English', 120000.0000, CAST(0x0000999C00000000 AS Date Time), 6) INSERT [dbo].[Department] ([Department ID], [Name], [Budget], [Start Date], [Administrator]) VALUES (4, N' Economics', 200000.0000, CAST(0x0000999C00000000 AS Date Time), 4) INSERT [dbo].[Department] ([Department ID], [Name], [Budget], [Start Date], [Administrator]) VALUES (7, N' Mathematics', 250024.0000, CAST(0x0000999C00000000 AS Date Time), 3) SET IDENTITY_INSERT [dbo].[Department] OFF ALTER TABLE [dbo].[Course] WITH CHECK ADD CONSTRAINT [FK_Course_Department] FOREIGN KEY([Department ID]) REFERENCES [dbo].[Department] ([Department ID]) GO ALTER TABLE [dbo].[Course] CHECK CONSTRAINT [FK_Course_Department] GO using System; using System. At Streamate.com, you may find American pornstars, French pornstars, British pornstars and other international celebrity pornstars. And, while we all share the sexy, thrilling parts of these stories with our friends, we so rarely talk about the emotional ramifications (both good and bad) and the less entertaining details that add up to reality. So, we sat down with eight different women to get just that.


    Consolidating stafford and perkins student loans

    Click here to check current interest rates for Stafford loans. "Independent" students, those who file their own income tax returns, claiming themselves, are eligible to receive larger unsubsidized loans than those who are claimed as dependents on someone else's tax return.

    Perkins loans charge a flat rate of 5% for all borrowers. The pool of money available to institutions for Perkins loans is more limited than that available for Federal Direct Loans. Perkins loans have one yearly limit for undergraduates and a larger one for graduate students.

    Direct Subsidized Loans also require demonstrated need, but a wider range of incomes can qualify.

    All three types of loans are open to qualified undergraduates; graduate students can only get Perkins Loans or Direct Unsubsidized Loans. All Federal Perkins Loans are subsidized by the government, which means that the government will pay the interest that accrues while the student is in school at least half-time. Perkins loans charge no fees of any kind for loan origination or default.

    Consolidation is refinancing all of your federal student loans into one loan.

    Please be aware that other federal loans, such as Perkins Loans, Health Education Assistance Loans (HEAL), Health Professions Student Loans (HPSL), Nursing Student Loans (NSL), and Loans for Disadvantaged Students (LDS) cannot be consolidated through the Special Direct Consolidation Loan but may be included in the Traditional Direct Consolidation Loan.

    Direct Consolidation sets a fixed interest rate based on a weighted average of the interest rates on the loans being consolidated, rounded up to the nearest one-eighth of 1%, capped at 8.25%.

    Click here if you are looking for information on the Special Direct Consolidation loan .

    Consolidation loans taken out before that date had a variable interest rate, determined by the individual FDLP loan origination center (e.g., in the case of a university, that university) or FFELP lender (e.g., a third party bank).

    In 2005, the Government Accountability Office considered consolidating consolidation loans so that they were exclusively managed through the FDLP.

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