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    Consolidating stafford and perkins loans

    While these loans may not be included in a Direct Consolidation Loan, they may be considered in the calculation of the maximum repayment period under the Graduated or Extended Repayment Plan.

    In the United States, the Federal Direct Student Loan Program (FDLP) includes consolidation loans that allow students to consolidate Stafford Loans, PLUS Loans, and Federal Perkins Loans into one single debt.

    The Federal Loan Consolidation Program was created in 1986.* Before July 1, 2010, Stafford, PLUS, and Consolidation Loans were also made by private lenders under the Federal Family Education Loan Program (FFELP). A borrower may consolidate: For Federal Consolidation Loans, the fixed interest rate is the weighted average of the interest rates in effect on the loans at the time that you consolidate, rounded to the nearest higher 1/8th of one percent.The interest rate may not exceed the maximum rate of 8.25%.I am thinking of consolidating all my loans, but should I use the Federal Student Aid to consolidate both the Direct and Stafford loans ( do they consolidate both direct and stafford loans), or is there a different website for the government consolidation for both direct and stafford student loans?Graduate School Federal Loan Consolidation Graduate School Private Loan Consolidation News and Resources Forms Articles Private Tuition Loan Government Relations Financial Aid Professionals Directory of Schools Calculators About Us Contact Us FAQ Site Map Graduate School Federal Loan Consolidation with Graduate School Loans A Graduate School Loans Federal Loan Consolidation offers many great benefits.

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